Planning for College.

What's Your Plan?

Saratoga's Community Federal Credit Union

Member Education Event

Our commitment to the mission of making a meaningful difference in the financial well-being of our members and community continues to live in the credit union today. And from speaking with our members we understand that your needs sometimes include retirement planning, investment advice, insurance, long-term care planning, and estate planning services. That’s why we are proud to introduce a new member benefit through Sterling Manor Financial LLC. Through this offering Sterling Manor will provide members like you with access to one-on-one personal financial planning.

Helping your children pay for college is one of the biggest and most important challenges that you will face; however, many parents fail to develop an effective plan, leading to burdensome debt affecting both parents and students for years to come. This workshop will address some of the most important elements of sound college financial planning:

• Estimating the true cost of college

• Understanding financial aid

• Identifying the college savings options

• Clarifying the role of 529 Qualified Tuition Plans

• Determining how much to save each year

• Applying sensible principles to college fund investing

• Balancing college savings with retirement planning

Committed to Our Members

Securities and investment advisory services are offered solely through Cadaret, Grant & Co., Inc. Member FINRA/SIPC. Saratoga’s Community Federal Credit Union, Sterling Manor Financial and Cadaret, Grant are separate entities. Securities and other products/services are not NCUA insured, not obligations of the Credit Union, not guaranteed by the Credit Union, may involve investment risk.